Eligibility Criteria

Below are the housing loan eligibility criteria for the individuals:

• Nationality should be Indian.
• Minimum age: 21 years and Maximum age: 65 years (Salaried) and 70 years (Self-employed).
• Minimum income: Rs 15000 per month (Salaried) and Rs. 12000 (Self employed).
• CIBIL score should be 750 or above.
• Co-applicant should be family member (If applicable).

Documents Required

If you are eligible for home loan, check below the documents required:

• KYC documents (Aadhar card / Voter's ID / Passport / PAN card).
• Last 3 months salary slip (Salaried) and Business profile (Self-employed).
• Last 1 year bank statement.
• Last 3 year ITR / Vintage / GST (Business profile).
• Processing Fee and CERSEI cheques.
• Signature proof.
• Property document (Last sale deed / Patta / EC).